I wrote a post titled “Ask and you shall receive” back in February. Something that happened to me today reminded me of this verse again.
I am pretty good at keeping my family’s finance balanced and organized. When I receive new bills, I enter them into my checkbook. I pay all bills on time. Most of them are paid automatically from band or credit card accounts. I only have to make sure that there is enough money in the bank account to cover all payments.
Normally I know when I need to transfer more money into my checking account to cover the expenses. But once in a blue while, I get so caught up in something, I would forget my financial responsibility of checking my account balance and replenishing it when the balance gets low.
In the last few days, I was spending more time on my writing life – blogging and visitng other blogs and websites, I totally neglected my financial life. When I checked my bank accounts today, I was surprised to find a negative number in red color in my checking account. And there was an overdrawn fee as well.
Oooops, I forgot I had a large credit card bill to pay. I didn’t enter it into my checkbook and I hadn’t checked my balance for a couple of weeks. So when the credit card bill went through last week, my balance went down to the negative.
I immediately transferred money into my checking account. Then I called my bank Hiway Federal Credit Union. I admitted that it was my fault and asked if they could reverse the fee.
I have been with the bank for about 10 years. It was probably the third or fourth time that incidents like this happened to me. Every time I called, I got what I asked for.
This time was no exception. They reversed the overdrawn charge for me once again.
I was grateful and glad that I asked, even though I was a little bit hesitant at the beginning.
“I am not the first time offender. They have already done that for me three times. They probably will say no this time.” I thought.
But I went ahead and called anyway.
“Nothing to lose, just ask.” I told myself.
It took me only a phone call and a few minutes. But I got what I asked for. This experience simply reinforced my belief that “Ask and you shall receive.”