Ask and you shall receive

I wrote a post titled “Ask and you shall receive” back in February. Something that happened to me today reminded me of this verse again.

I am pretty good at keeping my family’s finance balanced and organized. When I receive new bills, I enter them into my checkbook. I pay all bills on time. Most of them are paid automatically from band or credit card accounts. I only have to make sure that there is enough money in the bank account to cover all payments.

Normally I know when I need to transfer more money into my checking account to cover the expenses. But once in a blue while, I get so caught up in something, I would forget my financial responsibility of checking my account balance and replenishing it when the balance gets low.

In the last few days, I was spending more time on my writing life – blogging and visitng other blogs and websites, I totally neglected my financial life. When I checked my bank accounts today, I was surprised to find a negative number in red color in my checking account. And there was an overdrawn fee as well.

Oooops, I forgot I had a large credit card bill to pay. I didn’t enter it into my checkbook and I hadn’t checked my balance for a couple of weeks. So when the credit card bill went through last week, my balance went down to the negative.

I immediately transferred money into my checking account. Then I called my bank Hiway Federal Credit Union. I admitted that it was my fault and asked if they could reverse the fee.

I have been with the bank for about 10 years. It was probably the third or fourth time that incidents like this happened to me. Every time I called, I got what I asked for.

This time was no exception. They reversed the overdrawn charge for me once again.

I was grateful and glad that I asked, even though I was a little bit hesitant at the beginning.

“I am not the first time offender. They have already done that for me three times. They probably will say no this time.”  I thought.

But I went ahead and called anyway.

“Nothing to lose, just ask.” I told myself.

It took me only a phone call and a few minutes. But I got what I asked for. This experience simply reinforced my belief that “Ask and you shall receive.”

One Response to Ask and you shall receive

  1. Vic says:

    Hi Qin, I’m glad that you got what you’ve asked for.:) For your ten years of business relationship with your bank, trust and confidence have already existed between you and the agency. For me, asking someone is a sign of trust. I ask God, because I trust that God can give me what’s best for me. Of course, if we don’t trust someone to give us something, would we ever attempt to ask? :) Your post is very timely for me, because I’m also facing lots of financial troubles this couple of weeks. That leads me to work on something else to find money and hinder my job on my two blogs. But that is life, I know God will not forsake me. I just wish I have more money. And if I have money, I will buy TIME to work on writing the things I want to write to help people.

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